Free tools

FHSA contribution room calculator

Estimate FHSA room from first-account open date and lifetime contributions, up to the $40,000 cap.

← All calculators

FHSA room accrues at $8,000 per year from the year your first account opened, up to a $40,000 lifetime cap. You must be a first-time home buyer (or otherwise FHSA-eligible) to open an FHSA — this estimate does not check eligibility. CRA My Account remains the source of truth.

This calculator is for illustration only and is not tax, legal, or financial advice. Confirm figures with the CRA or a qualified advisor before you act.