Free tools

Compound interest calculator

Project a future value from a starting amount, regular contributions, rate, and time — in Canadian dollars.

← All calculators

CAD illustration of a stated nominal rate — not a return projection or investment advice. Ignores inflation, fund fees, and tax.

Convention: interest is applied n times per year at rate r/n (nominal, not effective annual). Contributions are an ordinary annuity — added at the end of each compounding period, after interest. Monthly contributions are summed into each compounding period; an annual contribution is spread evenly across compounding periods in the year.

Related tools

Have unused registered-account room? Estimate it, then come back to see what investing that room could grow to.

This calculator is for illustration only and is not tax, legal, or financial advice. Confirm figures with the CRA or a qualified advisor before you act.

Start trialTrack this live in Finnomia