Finnomia
Mint

Finnomia vs Mint

Looking for the Mint experience in Canada?

Mint closed in March 2024 and Credit Karma did not replace its budgeting tools. Finnomia brings connected accounts, transaction categorization, budgets, bills and net worth into a Canadian-built app—without ads or credit-product offers.

Finnomia is a strong fit for former Canadian Mint users who want a connected financial dashboard. It is not the right replacement if your priority is free access or credit-score monitoring.

Try Finnomia free for 14 daysSee CAD pricing

Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.

  • Canadian-owned and built
  • Prices in Canadian dollars
  • Read-only bank connections

Compare at a glance

Finnomia vs Mint at a glance

Monthly price

Mint
Free (historical)
Finnomia
Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month

Annual price

Mint
Free (historical)
Finnomia
Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year

Canadian bank connections

Mint
Yes (historical)
Finnomia
Yes

Bank data aggregators

Mint
Intuit aggregation
Finnomia
Plaid and Flinks

Contribution-room tracking

Mint
No
Finnomia
Yes — Advanced and Family

Household access

Mint
No separate member access
Finnomia
Up to 5 on Family

Mint closed in March 2024. Mint features below describe the former service.

Updated October 14, 2026

Try Finnomia free for 14 daysSee CAD pricing

Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.

Which should you choose?

Choose Finnomia if…

  • You miss seeing spending, budgets, bills and net worth together.
  • You want Canadian bank connections and prices in Canadian dollars.
  • You want to track TFSA, RRSP, FHSA or RESP contribution room.
  • You want a shared household view without sharing bank passwords.
  • You would rather pay for the product than see ads and financial-product offers.

Finnomia may not be the right replacement if…

  • You need a free-forever budgeting app.
  • Credit-score monitoring is one of your main requirements.
  • You specifically want a zero-based envelope method such as YNAB.
  • You need a fully launched native mobile app today; Finnomia’s native apps are still in beta.

Full feature comparison

Finnomia features marked Yes are included on every plan unless a plan is named. Native apps are in internal beta; mobile web access is available now. “Not documented” means we could not confirm a feature in the sources reviewed.

Finnomia compared with Mint across pricing, budgeting, accounts and Canadian planning
FeatureMintFinnomia
Plans & pricing
Available plansDiscontinuedCore, Advanced, Family
Monthly priceFree (historical)Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month
Annual priceFree (historical)Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year
Free tierYes (historical)No
Free trialNot applicable; discontinued14 days; credit card required
Billing currencyNot applicableCAD
Connections & data
Canadian bank connectionsYes (historical)Yes
Bank data aggregatorsIntuit aggregationPlaid and Flinks
Connected accountsNot documentedCore: up to 2; Advanced and Family: unlimited
Manual accountsYes (historical)Yes
CSV importNo general CSV transaction importYes
Budgeting & everyday money
Category budgetsYesYes
Automatic categorizationYesYes
Split transactionsYesYes
Budget rolloverYesYes
Recurring bills and subscriptionsYesYes
Custom alertsYesYes
Receipts and tagsReceipts were supportedYes
CSV exportYesYes — Advanced and Family
Goals & Canadian planning
GoalsGoals and debt trackingYes
Net-worth trackingYesYes — Advanced and Family
Investment trackingBasic balances and some holdingsYes — Advanced and Family
Cash-flow forecastingNot documentedYes — Advanced and Family
Debt payoff plannerGoals and debt trackingYes — Advanced and Family
Contribution-room trackingNoYes — Advanced and Family
CPP/OAS retirement scenariosNoYes — Advanced and Family
Household & access
Household accessNo separate member accessUp to 5 on Family
Web appDiscontinuedYes
Native iOS appDiscontinuedInternal beta
Native Android appDiscontinuedInternal beta
Other differences
Credit-score monitoringYesNo
AdvertisingYesNo

Prices remain in their stated billing currency. Annual monthly equivalents require annual payment. Taxes, exchange rates and card-provider foreign-currency fees may affect the final charge. Promotional and renewal prices can differ.

Updated October 14, 2026

Finnomia plans and pricing

Choose the plan that fits your needs. All prices are in Canadian dollars.

Core

Everyday budgeting and spending.

Monthly billing
$8.99 CAD/month
Annual billing
$71.88 CAD/year
Equivalent to $5.99/month, billed annually.
  • Up to 2 connected accounts across up to 2 institutions
  • Budgets, bills, transactions and standard goals
  • Manual accounts and CSV import

Advanced

Everything in Core, plus financial planning.

Monthly billing
$14.99 CAD/month
Annual billing
$107.88 CAD/year
Equivalent to $8.99/month, billed annually.
  • Unlimited connected accounts
  • Investments, contribution room and net worth
  • Cash flow, debt and retirement planning
  • Advanced goals and CSV export

Family

Everything in Advanced, together.

Monthly billing
$24.99 CAD/month
Annual billing
$179.88 CAD/year
Equivalent to $14.99/month, billed annually.
  • Up to 5 members, including the subscriber
  • Separate member sign-ins
  • Shared household budgets and overview
  • Switch between personal and household views

Every plan includes a 14-day free trial. Credit card required. Cancel before the trial ends to avoid a charge. Taxes extra. Compare all Finnomia plan features.

What Finnomia carries forward from Mint

A connected view of everyday money

Mint was useful because it reduced the work required to understand where money was going. Finnomia takes the same connected-dashboard approach: link accounts using read-only connections, review imported transactions, split them across categories when needed, correct categories with rules and see the effect on budgets and cash flow. Unused budget amounts can roll forward, and alerts cover bills, budgets, deposits and disconnected accounts.

Budgets that follow real spending

Finnomia’s budgets are based on categories and actual transactions. It is a spending-and-tracking approach rather than an envelope system that requires every available dollar to be assigned in advance.

More context for Canadian accounts

Advanced and Family plans combine net worth and investment tracking with Canadian registered-account contribution-room tools. Finnomia also includes debt payoff planning and retirement projections that account for CPP and OAS.

What Finnomia does differently

Finnomia is subscription-funded, Canadian-owned and priced in Canadian dollars. It does not sell customer data to advertisers or brokers, and bank connections are read-only. Five percent of Finnomia’s profits support Canadian charities working in financial and economic literacy.

Canadian connectivity is a product priority

Finnomia combines Plaid with Flinks, a provider with deep Canadian financial-data expertise and relationships with Canadian institutions. Flinks gives us a connection option built around Canadian banking alongside Plaid’s broader network.

Support varies by institution and account type. Check our connection status page and try your accounts during the trial. Manual accounts and CSV imports are available on every plan.

More control over everyday money and the longer-term plan

Review transactions, correct categories, split purchases and create rules that reduce repeat work. On Family, you can assign transaction reviews to household members and keep individual transaction details private while sharing balances and spending totals.

Advanced and Family bring investments, net worth, debt payoff and cash-flow forecasts together with Canadian retirement planning. Explore CPP and OAS timing, future contributions and retirement income in today’s or future dollars. These are planning estimates, not guaranteed outcomes.

Why Canadians choose Finnomia

Built for Canadian financial life

  • Canadian institutions

    Flinks adds Canadian financial-data expertise to our Plaid connectivity, giving us another route to support Canadian institutions and resolve connection issues. Check your institution and account type on our connection status page.

  • Canadian accounts

    Track TFSA, RRSP, FHSA and RESP contribution room alongside investments and net worth on Advanced and Family.

  • Canadian retirement

    Model retirement income and compare CPP and OAS claiming assumptions as part of a broader drawdown plan.

  • Canadian-dollar pricing

    Know what your subscription costs without converting a US-dollar list price or paying a foreign-currency card fee.

  • Household finances without shared passwords

    The Family plan supports up to five members with shared household budgets and a combined household view.

  • A Canadian social purpose

    Five percent of Finnomia’s profits support Canadian charities advancing financial and economic literacy.

FAQ

Sources

Published by Finnomia. We compare public product, pricing and support documentation with Finnomia’s available features. Source names appear above. Prices, features and institution support can change. Where a feature is not established in the reviewed documentation, we say so rather than treating it as unavailable. Mint information is historical.

Mint is a trademark of its respective owner. Finnomia is not affiliated with Mint.

See your Canadian financial life in one place

Connect your accounts, understand your spending and build a clearer plan for what comes next.

Try Finnomia free for 14 daysSee all features

Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.