Monthly price
- Neontra
- Premium C$12
- Finnomia
- Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month
Finnomia vs Neontra
Neontra and Finnomia both support Canadian financial lives. Compare Neontra’s investment analytics and forecasting with Finnomia’s connected budgeting, contribution-room tools and household review workflow.
Choose Finnomia for an integrated Canadian budgeting and planning routine. Neontra may be a better fit if broad multicurrency analysis, investment analytics or its financial-health score drives your decision.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
| Feature | Neontra | Finnomia From $5.99 CAD/month on annual Core |
|---|---|---|
| Monthly price | Premium C$12 | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | Premium C$99 | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Canadian bank connections | Yes — Premium | Yes |
| Bank data aggregators | Plaid, Flinks and Wealthica | Plaid and Flinks |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| Household access | Yes | Up to 5 on Family |
Finnomia vs Neontra at a glance
Prices are shown in their billing currency. Annual billing is paid upfront. Monthly equivalents and temporary offers are labelled.
Updated October 14, 2026
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
Finnomia features marked Yes are included on every plan unless a plan is named. Native apps are in internal beta; mobile web access is available now. “Not documented” means we could not confirm a feature in the sources reviewed.
| Feature | Neontra | Finnomia |
|---|---|---|
| Plans & pricing | ||
| Available plans | Free (Limited) and Premium | Core, Advanced, Family |
| Monthly price | Premium C$12 | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | Premium C$99 | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Free tier | Yes | No |
| Free trial | 14 days; no card required | 14 days; credit card required |
| Billing currency | CAD or USD | CAD |
| Connections & data | ||
| Canadian bank connections | Yes — Premium | Yes |
| Bank data aggregators | Plaid, Flinks and Wealthica | Plaid and Flinks |
| Connected accounts | Unlimited — Premium | Core: up to 2; Advanced and Family: unlimited |
| Manual accounts | Yes | Yes |
| CSV import | Yes | Yes |
| Budgeting & everyday money | ||
| Category budgets | Yes | Yes |
| Automatic categorization | Yes | Yes |
| Split transactions | Yes | Yes |
| Budget rollover | Not documented | Yes |
| Recurring bills and subscriptions | Subscription insights | Yes |
| Custom alerts | Financial insights and reminders | Yes |
| Receipts and tags | Tags; receipts not documented | Yes |
| CSV export | Yes | Yes — Advanced and Family |
| Goals & Canadian planning | ||
| Goals | Yes | Yes |
| Net-worth tracking | Yes | Yes — Advanced and Family |
| Investment tracking | Yes | Yes — Advanced and Family |
| Cash-flow forecasting | Yes | Yes — Advanced and Family |
| Debt payoff planner | Debt payment projections | Yes — Advanced and Family |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| CPP/OAS retirement scenarios | Not documented | Yes — Advanced and Family |
| Household & access | ||
| Household access | Yes | Up to 5 on Family |
| Web app | Yes | Yes |
| Native iOS app | Yes | Internal beta |
| Native Android app | Yes | Internal beta |
| Other differences | ||
| Multicurrency | 46 currencies with historical exchange rates | CAD with limited USD conversion |
Prices remain in their stated billing currency. Annual monthly equivalents require annual payment. Taxes, exchange rates and card-provider foreign-currency fees may affect the final charge. Promotional and renewal prices can differ.
Updated October 14, 2026
Choose the plan that fits your needs. All prices are in Canadian dollars.
Everyday budgeting and spending.
Everything in Core, plus financial planning.
Everything in Advanced, together.
Every plan includes a 14-day free trial. Credit card required. Cancel before the trial ends to avoid a charge. Taxes extra. Compare all Finnomia plan features.
Neontra offers forecasting, debt tracking, investment analysis and account sharing, with connections through Plaid, Flinks and Wealthica. Finnomia also uses Flinks alongside Plaid and brings transaction review, Canadian contribution-room tools and CPP/OAS planning together in one place.
Finnomia’s connectivity combines Plaid and Flinks. Neontra also advertises multiple providers, so provider count alone is not a deciding factor. Check actual institution support and whether each app returns the balances, transactions and holdings you need.
Finnomia combines Plaid with Flinks, a provider with deep Canadian financial-data expertise and relationships with Canadian institutions. Flinks gives us a connection option built around Canadian banking alongside Plaid’s broader network.
Support varies by institution and account type. Check our connection status page and try your accounts during the trial. Manual accounts and CSV imports are available on every plan.
Review transactions, correct categories, split purchases and create rules that reduce repeat work. On Family, you can assign transaction reviews to household members and keep individual transaction details private while sharing balances and spending totals.
Advanced and Family bring investments, net worth, debt payoff and cash-flow forecasts together with Canadian retirement planning. Explore CPP and OAS timing, future contributions and retirement income in today’s or future dollars. These are planning estimates, not guaranteed outcomes.
Save a transaction export before switching. Finnomia supports CSV transaction imports, but there is no dedicated Neontra migration wizard. Expect to recreate forecast assumptions, sharing permissions and goals.
Built for Canadian financial life
Flinks adds Canadian financial-data expertise to our Plaid connectivity, giving us another route to support Canadian institutions and resolve connection issues. Check your institution and account type on our connection status page.
Track TFSA, RRSP, FHSA and RESP contribution room alongside investments and net worth on Advanced and Family.
Model retirement income and compare CPP and OAS claiming assumptions as part of a broader drawdown plan.
Know what your subscription costs without converting a US-dollar list price or paying a foreign-currency card fee.
The Family plan supports up to five members with shared household budgets and a combined household view.
Five percent of Finnomia’s profits support Canadian charities advancing financial and economic literacy.
Published by Finnomia. We compare public product, pricing and support documentation with Finnomia’s available features. Source names appear above. Prices, features and institution support can change. Where a feature is not established in the reviewed documentation, we say so rather than treating it as unavailable. Mint information is historical.
Neontra is a trademark of its respective owner. Finnomia is not affiliated with Neontra.
Connect your accounts, understand your spending and build a clearer plan for what comes next.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.