Finnomia
Neontra

Finnomia vs Neontra

A Canadian alternative to Neontra

Neontra and Finnomia both support Canadian financial lives. Compare Neontra’s investment analytics and forecasting with Finnomia’s connected budgeting, contribution-room tools and household review workflow.

Choose Finnomia for an integrated Canadian budgeting and planning routine. Neontra may be a better fit if broad multicurrency analysis, investment analytics or its financial-health score drives your decision.

Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.

  • Canadian-owned and built
  • Prices in Canadian dollars
  • Read-only bank connections

Compare at a glance

Finnomia vs Neontra at a glance

Monthly price

Neontra
Premium C$12
Finnomia
Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month

Annual price

Neontra
Premium C$99
Finnomia
Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year

Canadian bank connections

Neontra
Yes — Premium
Finnomia
Yes

Bank data aggregators

Neontra
Plaid, Flinks and Wealthica
Finnomia
Plaid and Flinks

Contribution-room tracking

Neontra
Not documented
Finnomia
Yes — Advanced and Family

Household access

Neontra
Yes
Finnomia
Up to 5 on Family

Prices are shown in their billing currency. Annual billing is paid upfront. Monthly equivalents and temporary offers are labelled.

Updated October 14, 2026

Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.

Which should you choose?

Choose Neontra if…

  • You prioritize broad multicurrency and investment analysis.
  • You want Neontra’s financial-health scoring and life-event planning.
  • You need a free limited manual tier or public mobile apps.

Choose Finnomia if…

  • You want Canadian-focused connections using Plaid and Flinks.
  • You want budgets, bills and a clear view of everyday spending.
  • You want contribution-room, debt and CPP/OAS planning on Advanced or Family.

Full feature comparison

Finnomia features marked Yes are included on every plan unless a plan is named. Native apps are in internal beta; mobile web access is available now. “Not documented” means we could not confirm a feature in the sources reviewed.

Finnomia compared with Neontra across pricing, budgeting, accounts and Canadian planning
FeatureNeontraFinnomia
Plans & pricing
Available plansFree (Limited) and PremiumCore, Advanced, Family
Monthly pricePremium C$12Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month
Annual pricePremium C$99Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year
Free tierYesNo
Free trial14 days; no card required14 days; credit card required
Billing currencyCAD or USDCAD
Connections & data
Canadian bank connectionsYes — PremiumYes
Bank data aggregatorsPlaid, Flinks and WealthicaPlaid and Flinks
Connected accountsUnlimited — PremiumCore: up to 2; Advanced and Family: unlimited
Manual accountsYesYes
CSV importYesYes
Budgeting & everyday money
Category budgetsYesYes
Automatic categorizationYesYes
Split transactionsYesYes
Budget rolloverNot documentedYes
Recurring bills and subscriptionsSubscription insightsYes
Custom alertsFinancial insights and remindersYes
Receipts and tagsTags; receipts not documentedYes
CSV exportYesYes — Advanced and Family
Goals & Canadian planning
GoalsYesYes
Net-worth trackingYesYes — Advanced and Family
Investment trackingYesYes — Advanced and Family
Cash-flow forecastingYesYes — Advanced and Family
Debt payoff plannerDebt payment projectionsYes — Advanced and Family
Contribution-room trackingNot documentedYes — Advanced and Family
CPP/OAS retirement scenariosNot documentedYes — Advanced and Family
Household & access
Household accessYesUp to 5 on Family
Web appYesYes
Native iOS appYesInternal beta
Native Android appYesInternal beta
Other differences
Multicurrency46 currencies with historical exchange ratesCAD with limited USD conversion

Prices remain in their stated billing currency. Annual monthly equivalents require annual payment. Taxes, exchange rates and card-provider foreign-currency fees may affect the final charge. Promotional and renewal prices can differ.

Updated October 14, 2026

Finnomia plans and pricing

Choose the plan that fits your needs. All prices are in Canadian dollars.

Core

Everyday budgeting and spending.

Monthly billing
$8.99 CAD/month
Annual billing
$71.88 CAD/year
Equivalent to $5.99/month, billed annually.
  • Up to 2 connected accounts across up to 2 institutions
  • Budgets, bills, transactions and standard goals
  • Manual accounts and CSV import

Advanced

Everything in Core, plus financial planning.

Monthly billing
$14.99 CAD/month
Annual billing
$107.88 CAD/year
Equivalent to $8.99/month, billed annually.
  • Unlimited connected accounts
  • Investments, contribution room and net worth
  • Cash flow, debt and retirement planning
  • Advanced goals and CSV export

Family

Everything in Advanced, together.

Monthly billing
$24.99 CAD/month
Annual billing
$179.88 CAD/year
Equivalent to $14.99/month, billed annually.
  • Up to 5 members, including the subscriber
  • Separate member sign-ins
  • Shared household budgets and overview
  • Switch between personal and household views

Every plan includes a 14-day free trial. Credit card required. Cancel before the trial ends to avoid a charge. Taxes extra. Compare all Finnomia plan features.

What matters for a Canadian household

Neontra offers forecasting, debt tracking, investment analysis and account sharing, with connections through Plaid, Flinks and Wealthica. Finnomia also uses Flinks alongside Plaid and brings transaction review, Canadian contribution-room tools and CPP/OAS planning together in one place.

Finnomia’s connectivity combines Plaid and Flinks. Neontra also advertises multiple providers, so provider count alone is not a deciding factor. Check actual institution support and whether each app returns the balances, transactions and holdings you need.

Canadian connectivity is a product priority

Finnomia combines Plaid with Flinks, a provider with deep Canadian financial-data expertise and relationships with Canadian institutions. Flinks gives us a connection option built around Canadian banking alongside Plaid’s broader network.

Support varies by institution and account type. Check our connection status page and try your accounts during the trial. Manual accounts and CSV imports are available on every plan.

More control over everyday money and the longer-term plan

Review transactions, correct categories, split purchases and create rules that reduce repeat work. On Family, you can assign transaction reviews to household members and keep individual transaction details private while sharing balances and spending totals.

Advanced and Family bring investments, net worth, debt payoff and cash-flow forecasts together with Canadian retirement planning. Explore CPP and OAS timing, future contributions and retirement income in today’s or future dollars. These are planning estimates, not guaranteed outcomes.

Moving from Neontra to Finnomia

Save a transaction export before switching. Finnomia supports CSV transaction imports, but there is no dedicated Neontra migration wizard. Expect to recreate forecast assumptions, sharing permissions and goals.

Why Canadians choose Finnomia

Built for Canadian financial life

  • Canadian institutions

    Flinks adds Canadian financial-data expertise to our Plaid connectivity, giving us another route to support Canadian institutions and resolve connection issues. Check your institution and account type on our connection status page.

  • Canadian accounts

    Track TFSA, RRSP, FHSA and RESP contribution room alongside investments and net worth on Advanced and Family.

  • Canadian retirement

    Model retirement income and compare CPP and OAS claiming assumptions as part of a broader drawdown plan.

  • Canadian-dollar pricing

    Know what your subscription costs without converting a US-dollar list price or paying a foreign-currency card fee.

  • Household finances without shared passwords

    The Family plan supports up to five members with shared household budgets and a combined household view.

  • A Canadian social purpose

    Five percent of Finnomia’s profits support Canadian charities advancing financial and economic literacy.

FAQ

Sources

Published by Finnomia. We compare public product, pricing and support documentation with Finnomia’s available features. Source names appear above. Prices, features and institution support can change. Where a feature is not established in the reviewed documentation, we say so rather than treating it as unavailable. Mint information is historical.

Neontra is a trademark of its respective owner. Finnomia is not affiliated with Neontra.

See your Canadian financial life in one place

Connect your accounts, understand your spending and build a clearer plan for what comes next.

Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.