Understand your money today. Plan for what comes next.

Bring your accounts together

Connect supported bank accounts, credit cards, and investments through Flinks and Plaid using read-only access. Finnomia supports 647+ Canadian institutions, including RBC, TD, Scotiabank, BMO, CIBC, Tangerine, and Wealthsimple. Prefer to manage things yourself? Add accounts manually or import transactions with CSV.

Coverage still varies by institution and account type. How to link an account

All plans. Core includes up to 2 connected accounts across up to 2 institutions.

Manage household money together

Bring shared budgets and a household financial view together for up to five members. Switch between personal and household views as you manage your own priorities and shared commitments.

Owners invite people as a member or a viewer. Viewers are read-only. You choose which accounts appear in the household picture. Household sharing details

Family

Know what’s left before you spend

Set monthly targets for your spending categories and see how your actual spending compares. Keep income, expenses, and remaining budget together, so you can spot pressure points and adjust your plan throughout the month.

All plans

Find the details behind your spending

Review transactions across your accounts in one searchable list. Filter purchases, check categories, and attach receipts to keep the information you need alongside each transaction.

All plans

See upcoming bills before they arrive

Review recurring charges detected in your transactions and confirm the ones you want to track. See upcoming bills on a calendar and your estimated monthly total, so you can account for those commitments in your budget.

All plans

Keep your next milestone in sight

Set savings targets for an emergency fund, a trip, a renovation, or another priority. See your progress toward each goal and how much remains to reach it.

All plans. Advanced goals are on Advanced and Family.

Understand where your money goes

Follow your income into spending and savings with a visual cash flow breakdown. Explore categories and trends to see what takes the largest share of your money and where you may want to make changes.

All plans

See your financial progress over time

Bring your cash, investments, property, and debts into one net worth view. Track how the balance changes month by month and see how saving, investing, and paying down debt contribute to your overall picture.

Advanced and Family

Bring your investments into the bigger picture

View holdings across supported investment accounts, including TFSAs and RRSPs. Review account values, allocation, and gains or losses, with a Canadian-dollar view that helps you understand your portfolio alongside the rest of your finances.

Contribution-room tracking for TFSA, RRSP, FHSA, and RESP is available when those accounts are connected — that is separate from watching account value. USD amounts can be shown as a CAD equivalent using the Bank of Canada USD/CAD rate.

Advanced and Family

See how extra payments could move you forward

Build a consumer-debt payoff plan and explore how changes to your payments affect your estimated payoff date and interest costs. Compare scenarios to find an approach that fits your budget.

The planner is for consumer debts such as credit cards and personal loans. Mortgages can stay in net worth, or you can include them when you want an all-debt view. More about which debts are included

Advanced and Family

Look ahead at cash flow

Cash flow forecasting projects upcoming income and spending so you can see how this month’s choices could affect the months ahead. It sits with debt and retirement planning, not with historical spending trends.

Advanced and Family