🍁Built by Canadians, for Canadians

Take control of your money — the Canadian way

Finnomia helps you budget smarter, crush debt faster, and build the savings you deserve — all in one beautifully simple app, built for life in Canada.

30-day free trial · Cancel anytime

Bank-level 256-bit encryption · PIPEDA compliant · CAD native
Finnomia dashboard preview
Everything you need

One app for every money moment

From your morning Tim Hortons run to your dream down-payment — Finnomia has you covered with tools made for how Canadians actually live and spend.

Smart Budget Tracking

Automatically categorize every transaction from Canadian banks and watch your spending come into focus.

Debt Freedom Planner

Avalanche or snowball? We build a personalized payoff plan so you crush credit card and student debt faster.

Savings Goals

Vacation, home down-payment, emergency fund — set a goal in CAD and watch Finnomia auto-allocate for you.

Canadian Bank Sync

Securely connect RBC, TD, Scotiabank, BMO, CIBC, Tangerine, Wealthsimple and 50+ more in seconds.

Proactive Alerts

Get notified before you overspend, when bills are due, or when you've hit a savings milestone worth celebrating.

Coming Soon

AI Financial Coach

Get personalized insights tailored to Canadian taxes, TFSA & RRSP contributions, and everyday spending habits.

Budget tracking
How it works

From money-stressed to money-confident in 4 steps

No confusing spreadsheets. No financial jargon. Just a clear path to the money life you want.

01

Connect your accounts

Securely link your Canadian bank and credit card accounts in under 60 seconds. Read-only access, always.

02

Set your goals

Tell us what matters — paying off debt, building an emergency fund, or saving for that Muskoka cottage.

03

Follow your plan

Finnomia creates a custom game-plan with weekly check-ins, smart categories, and proactive nudges.

04

Celebrate wins

Watch debt shrink and savings grow. Hit every milestone with a visual progress bar worth high-fiving.

Crush your debt

Break free from credit card debt for good

Our debt-freedom planner finds the fastest payoff path and keeps you accountable — so you keep more of every paycheque.

Build real wealth

Budget, track savings, and grow your net worth

See spending, savings goals, investments, and net worth in one place — so you always know where you stand and what to do next.

Social purpose

Built to help Canadians understand money

Finnomia exists to improve financial and economic literacy across Canada. We commit 5% of our profits to charity in support of that mission.

Read our social purpose
Beta launch

Get in early. Help us build it right.

We're in Beta — which means you get early access, real influence, and a front-row seat as we build the best personal finance app in Canada.

Early Access

Be among the first

Finnomia is in open beta. Sign up free and get early access — plus a say in the features we build next.

Shape the product

Your feedback drives us

Beta members get a direct line to the team. Tell us what works, what doesn't, and what you wish your money app actually did. We're listening.

Built for Canadians

Made for how Canadians manage money

From RBC to Wealthsimple, TFSAs to RRSPs — Finnomia is designed from the ground up for Canadian accounts, Canadian taxes, and Canadian goals.

Simple CAD pricing

Less than a coffee a week

Every plan starts with a 30-day free trial. Cancel anytime. No hidden fees — because that's not how we do things up here.

Core

Essential money management.

$5.99CAD

per month, billed annually

30-day free trial

  • Connect up to 2 financial accounts
  • Budgeting & spending tracking
  • Recurring bills & subscriptions
  • Cash flow trends & insights
  • Standard financial goals
  • Transaction search & categorization
  • Mobile & web access

Advanced

Complete financial optimization.

$8.99CAD

per month, billed annually

30-day free trial

  • Everything in Core, plus:
  • Unlimited connected accounts
  • Canadian investment account tracking
  • Net worth tracking & analytics
  • Financial forecasting
  • Debt freedom planner
  • Advanced financial goals
  • AI-powered financial insights
  • Enhanced reporting & trends
  • Priority feature access

Founder

First 100 members only

Limited launch membership — lock in your rate and shape the product.

$12.99CAD

per month, billed annually

30-day free trial

  • Everything in Advanced & Family, plus:
  • Unlimited household members
  • Early access to upcoming features
  • Beta access to experimental tools
  • Founder-only product updates
  • Direct product feedback access
  • Priority support
  • All future features included at no extra charge

Family

Shared household finances.

$14.99CAD

per month, billed annually

30-day free trial

  • Everything in Advanced, plus:
  • Up to 5 household members
  • Shared household view
  • Shared household budgets
  • Household / Personal view switcher

Founder is billed annually for the first year and renews at the current Advanced annual rate while retaining Founder benefits.

Questions answered

We've got answers, eh

Can't find what you're looking for? Our Canadian-based support team replies within hours.

🍁

Your best money year starts today

Join Canadians saving smarter with Finnomia.

30-day free trial · Cancel anytime · Made in Canada 🇨🇦

5% of profits support financial literacy across Canada. Our social purpose