Monthly price
- Piere
- Platinum US$1.99 promotional offerregular terms vary
- Finnomia
- Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month
FinnomiaPiere
Finnomia vs Piere
Read-only financial clarity or automated money movement?
Piere combines budgeting and AI insights with automated transfers between connected accounts. Finnomia keeps bank connections read-only and focuses on Canadian budgets, net worth, registered accounts, debt and retirement planning.
Choose Piere if its free tier or automated money movement is central to what you want. Choose Finnomia if you want a Canadian-first dashboard and prefer that a budgeting app cannot move your money.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
- Canadian-owned and built
- Prices in Canadian dollars
- Read-only bank connections
Compare at a glance
| Feature | Piere | Finnomia From $5.99 CAD/month on annual Core |
|---|---|---|
| Monthly price | Platinum US$1.99 promotional offerregular terms vary | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | Plus+ US$79.99Platinum annual price not published | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Canadian bank connections | Yes; feature eligibility varies | Yes |
| Bank data aggregators | Multiple providers on paid plans | Plaid and Flinks |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| Household access | Not documented | Up to 5 on Family |
Finnomia vs Piere at a glance
Annual price
- Piere
- Plus+ US$79.99Platinum annual price not published
- Finnomia
- Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year
Canadian bank connections
- Piere
- Yes; feature eligibility varies
- Finnomia
- Yes
Bank data aggregators
- Piere
- Multiple providers on paid plans
- Finnomia
- Plaid and Flinks
Contribution-room tracking
- Piere
- Not documented
- Finnomia
- Yes — Advanced and Family
Household access
- Piere
- Not documented
- Finnomia
- Up to 5 on Family
Prices are shown in their billing currency. Annual billing is paid upfront. Monthly equivalents and temporary offers are labelled.
Updated October 14, 2026
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
Which should you choose?
Choose Piere if…
- You want a free plan for up to three connected accounts.
- You want automated transfers to savings or debt through Piere Moves.
- You value conversational AI as a current product feature.
- Venmo reconciliation or peer-to-peer money features matter to you.
- You want mature native mobile applications today.
Choose Finnomia if…
- You want a product built around Canadian institutions and terminology.
- You prefer a read-only connection model that cannot initiate transfers.
- You want your subscription billed in Canadian dollars.
- You want Canadian registered-account contribution-room tools.
- You want household access, debt payoff planning and CPP/OAS retirement projections.
Full feature comparison
Finnomia features marked Yes are included on every plan unless a plan is named. Native apps are in internal beta; mobile web access is available now. “Not documented” means we could not confirm a feature in the sources reviewed.
| Feature | Piere | Finnomia |
|---|---|---|
| Plans & pricing | ||
| Available plans | Purple, Plus+ and Platinum | Core, Advanced, Family |
| Monthly price | Platinum US$1.99 promotional offerregular terms vary | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | Plus+ US$79.99Platinum annual price not published | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Free tier | Yes — Purple | No |
| Free trial | Seven days on paid tiers | 14 days; credit card required |
| Billing currency | USD | CAD |
| Connections & data | ||
| Canadian bank connections | Yes; feature eligibility varies | Yes |
| Bank data aggregators | Multiple providers on paid plans | Plaid and Flinks |
| Connected accounts | Purple: 3; paid plans: unlimited | Core: up to 2; Advanced and Family: unlimited |
| Manual accounts | Not documented | Yes |
| CSV import | Yes | Yes |
| Budgeting & everyday money | ||
| Category budgets | Yes | Yes |
| Automatic categorization | Yes; advanced rules on paid plans | Yes |
| Split transactions | Not documented | Yes |
| Budget rollover | Not documented | Yes |
| Recurring bills and subscriptions | Yes — Platinum | Yes |
| Custom alerts | Not documented | Yes |
| Receipts and tags | Not documented | Yes |
| CSV export | Yes | Yes — Advanced and Family |
| Goals & Canadian planning | ||
| Goals | Yes — savings and debt plans | Yes |
| Net-worth tracking | Yes; history on paid plans | Yes — Advanced and Family |
| Investment tracking | Yes — Platinum | Yes — Advanced and Family |
| Cash-flow forecasting | Not documented | Yes — Advanced and Family |
| Debt payoff planner | Yes — AI debt plans | Yes — Advanced and Family |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| CPP/OAS retirement scenarios | No | Yes — Advanced and Family |
| Household & access | ||
| Household access | Not documented | Up to 5 on Family |
| Web app | Yes | Yes |
| Native iOS app | Yes | Internal beta |
| Native Android app | Yes | Internal beta |
| Other differences | ||
| Automated money transfers | Up to ten Moves monthly on Platinum | No |
| Venmo reconciliation | Yes | No |
Prices remain in their stated billing currency. Annual monthly equivalents require annual payment. Taxes, exchange rates and card-provider foreign-currency fees may affect the final charge. Promotional and renewal prices can differ.
Updated October 14, 2026
Finnomia plans and pricing
Choose the plan that fits your needs. All prices are in Canadian dollars.
Core
Everyday budgeting and spending.
- Monthly billing
- $8.99 CAD/month
- Annual billing
- $71.88 CAD/year
- Equivalent to $5.99/month, billed annually.
- Up to 2 connected accounts across up to 2 institutions
- Budgets, bills, transactions and standard goals
- Manual accounts and CSV import
Advanced
Everything in Core, plus financial planning.
- Monthly billing
- $14.99 CAD/month
- Annual billing
- $107.88 CAD/year
- Equivalent to $8.99/month, billed annually.
- Unlimited connected accounts
- Investments, contribution room and net worth
- Cash flow, debt and retirement planning
- Advanced goals and CSV export
Family
Everything in Advanced, together.
- Monthly billing
- $24.99 CAD/month
- Annual billing
- $179.88 CAD/year
- Equivalent to $14.99/month, billed annually.
- Up to 5 members, including the subscriber
- Separate member sign-ins
- Shared household budgets and overview
- Switch between personal and household views
Every plan includes a 14-day free trial. Credit card required. Cancel before the trial ends to avoid a charge. Taxes extra. Compare all Finnomia plan features.
The biggest difference is control
Piere’s Moves feature is intended to automate actions such as transferring money to savings or helping cover expenses. That can be useful for someone who wants software to act on a plan.
Finnomia takes a deliberately different approach. Its financial connections are read-only. Finnomia can organize, analyze and help you plan around your financial data, but it cannot withdraw, transfer or move money between your accounts.
Free access versus Canadian depth
Piere Purple provides a meaningful free option with three connected accounts and foundational budgeting features. Finnomia has no free-forever plan; every plan begins with a 14-day trial and then requires a subscription.
Finnomia’s paid model supports Canadian-specific development, including Canadian-dollar billing, registered-account contribution room, CPP/OAS retirement scenarios and a Family plan for shared household finances.
Canadian connectivity is a product priority
Finnomia combines Plaid with Flinks, a provider with deep Canadian financial-data expertise and relationships with Canadian institutions. Flinks gives us a connection option built around Canadian banking alongside Plaid’s broader network.
Support varies by institution and account type. Check our connection status page and try your accounts during the trial. Manual accounts and CSV imports are available on every plan.
More control over everyday money and the longer-term plan
Review transactions, correct categories, split purchases and create rules that reduce repeat work. On Family, you can assign transaction reviews to household members and keep individual transaction details private while sharing balances and spending totals.
Advanced and Family bring investments, net worth, debt payoff and cash-flow forecasts together with Canadian retirement planning. Explore CPP and OAS timing, future contributions and retirement income in today’s or future dollars. These are planning estimates, not guaranteed outcomes.
Why Canadians choose Finnomia
Built for Canadian financial life
Canadian institutions
Flinks adds Canadian financial-data expertise to our Plaid connectivity, giving us another route to support Canadian institutions and resolve connection issues. Check your institution and account type on our connection status page.
Canadian accounts
Track TFSA, RRSP, FHSA and RESP contribution room alongside investments and net worth on Advanced and Family.
Canadian retirement
Model retirement income and compare CPP and OAS claiming assumptions as part of a broader drawdown plan.
Canadian-dollar pricing
Know what your subscription costs without converting a US-dollar list price or paying a foreign-currency card fee.
Household finances without shared passwords
The Family plan supports up to five members with shared household budgets and a combined household view.
A Canadian social purpose
Five percent of Finnomia’s profits support Canadian charities advancing financial and economic literacy.
FAQ
Sources
- Piere pricing
- Piere homepage
- Piere Mint alternative
- Piere Copilot alternative
- Finnomia security
- Finnomia pricing
- Flinks Canadian coverage documentation
- Piere Canadian offering
- Piere CSV import and export
Published by Finnomia. We compare public product, pricing and support documentation with Finnomia’s available features. Source names appear above. Prices, features and institution support can change. Where a feature is not established in the reviewed documentation, we say so rather than treating it as unavailable. Mint information is historical.
Piere is a trademark of its respective owner. Finnomia is not affiliated with Piere.
See your Canadian financial life in one place
Connect your accounts, understand your spending and build a clearer plan for what comes next.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.