Finnomia
Mint

Finnomia vs Mint

Looking for the Mint experience in Canada?

Mint closed in March 2024 and Credit Karma did not replace its budgeting tools. Finnomia brings connected accounts, transaction categorization, budgets, bills and net worth into a Canadian-built app—without ads or credit-product offers.

Finnomia is a strong fit for former Canadian Mint users who want a connected financial dashboard. It is not the right replacement if your priority is free access or credit-score monitoring.

Try Finnomia free for 30 daysSee CAD pricing

Cancel anytime. Plans are billed in Canadian dollars.

  • Canadian-owned and built
  • Prices in Canadian dollars
  • Read-only bank connections

Compare at a glance

Finnomia vs Mint at a glance

Availability

Mint
Closed March 2024
Finnomia
Available in Canada

Price

Mint
Free, ad-supported
Finnomia
From $5.99 CAD/month annually*

Canadian bank connections

Mint
Previously available
Finnomia
50+ supported institutions

Automatic categorization

Mint
Yes
Finnomia
Yes, with custom rules

Net-worth tracking

Mint
Yes
Finnomia
Advanced and Family

Canadian registered accounts

Mint
Not built for CRA contribution room
Finnomia
TFSA, RRSP, FHSA and RESP on Advanced+

Mint features are historical. Finnomia pricing shown is the annual-plan monthly equivalent. Monthly billing is also available.

Last verified September 3, 2026

Finnomia dashboard showing Canadian budgets, accounts and net worth together
A connected view of spending, budgets and net worth — without ads.
Finnomia budget tracking with categories based on imported transactions
Budgets follow real spending from read-only Canadian bank connections.
Try Finnomia free for 30 daysSee CAD pricing

Cancel anytime. Plans are billed in Canadian dollars.

Which should you choose?

Choose Finnomia if…

  • You miss seeing spending, budgets, bills and net worth together.
  • You want Canadian bank connections and prices in Canadian dollars.
  • You want to track TFSA, RRSP, FHSA or RESP contribution room.
  • You want a shared household view without sharing bank passwords.
  • You would rather pay for the product than see ads and financial-product offers.

Finnomia may not be the right replacement if…

  • You need a free-forever budgeting app.
  • Credit-score monitoring is one of your main requirements.
  • You specifically want a zero-based envelope method such as YNAB.
  • You need a fully launched native mobile app today; Finnomia’s native apps are still in beta.

Full feature comparison

Finnomia compared with Mint across pricing, budgeting, accounts and Canadian planning
FeatureMintFinnomia
Pricing & access
Product statusClosed after March 23, 2024Available now
Home marketUS product that served CanadaCanadian-owned; Vancouver-based
Free tierYesNo; 30-day trial
AdvertisingYesNo
Financial-product referralsYesNo in-product marketplace
Monthly billingFree; paid option existed historicallyCore $8.99, Advanced $14.99, Family $24.99 CAD*
Annual billingNot applicable nowCore $71.88, Advanced $107.88, Family $179.88 CAD*
Budgeting & cash flow
Category budgetsYesYes
Zero-based envelopesNoNo
Automatic transaction importYesYes
Automatic categorizationYesYes
Custom categorization rulesYesYes
Split transactionsYesNot currently promoted
Recurring bills and subscriptionsYesYes
Cash-flow reportingYesYes
Spending reportsYesYes
Accounts & tracking
Canadian bank connectionsPreviously supported50+ institutions listed
Read-only connection modelAccount aggregationYes
Net-worth trackingYesAdvanced and Family
Investment-account trackingBasic balances and some holdingsAdvanced and Family
Transaction CSV importHistorical export/import ecosystemYes
Transaction CSV exportYesAdvanced and Family
Credit-score monitoringYesNot offered
Canadian planning
CAD-first experienceCanadian accounts were supportedYes
TFSA contribution-room trackingNot a dedicated featureAdvanced and Family
RRSP contribution-room trackingNot a dedicated featureAdvanced and Family
FHSA contribution-room trackingNot a dedicated featureAdvanced and Family
RESP contribution-room trackingNot a dedicated featureAdvanced and Family
Debt payoff plannerGoals and debt trackingAvalanche and snowball on Advanced+
CPP/OAS retirement scenariosNot a Canadian planning featureAdvanced and Family
Household & platforms
Shared household planNo multi-seat household planUp to five members on Family
Web appWas availableAvailable now
Native iOS appWas availableIn beta
Native Android appWas availableIn beta
Privacy & data
Subscription-fundedNo; primarily ad/referral fundedYes
Sells data to advertisers or brokersUsed data for advertising and offersFinnomia says no
Canadian privacy positioningNot PIPEDA-firstPIPEDA-focused policies
Can move moneyNoNo; read-only

* Price values are taken from each company’s public pricing page. USD prices are converted at US$1.00 ≈ C$1.3863 using the Bank of Canada daily average on September 2, 2026. Taxes and card-provider foreign-currency fees are excluded. Actual Canadian charges may differ.

Last verified September 3, 2026

What Finnomia carries forward from Mint

A connected view of everyday money

Mint was useful because it reduced the work required to understand where money was going. Finnomia takes the same connected-dashboard approach: link accounts using read-only connections, review imported transactions, correct categories when needed and see the effect on budgets and cash flow.

Budgets that follow real spending

Finnomia’s budgets are based on categories and actual transactions. It is a spending-and-tracking approach rather than an envelope system that requires every available dollar to be assigned in advance.

More context for Canadian accounts

Advanced and Family plans combine net worth and investment tracking with Canadian registered-account contribution-room tools. Finnomia also includes debt payoff planning and retirement projections that account for CPP and OAS.

What Finnomia does differently

Finnomia is subscription-funded, Canadian-owned and priced in Canadian dollars. It does not sell customer data to advertisers or brokers, and bank connections are read-only. Five percent of Finnomia’s profits support Canadian charities working in financial and economic literacy.

Why Canadians choose Finnomia

Built for Canadian financial life

  • Canadian institutions

    Connect accounts from Canada’s major banks, investment platforms and a growing list of credit unions through read-only financial-data connections.

  • Canadian accounts

    Track TFSA, RRSP, FHSA and RESP contribution room alongside investments and net worth on Advanced and Family.

  • Canadian retirement

    Model retirement income and compare CPP and OAS claiming assumptions as part of a broader drawdown plan.

  • Canadian-dollar pricing

    Know what your subscription costs without converting a US-dollar list price or paying a foreign-currency card fee.

  • Household finances without shared passwords

    The Family plan supports up to five members with shared household budgets and a combined household view.

  • A Canadian social purpose

    Five percent of Finnomia’s profits support Canadian charities advancing financial and economic literacy.

FAQ

Sources

We review competitor information using the company’s public website, pricing pages and support documentation. USD estimates use the Bank of Canada daily average of US$1.00 = C$1.3863 on September 2, 2026. Actual Canadian charges may differ because of exchange-rate movement, taxes and card-provider foreign-currency fees. Prices and features can change. Competitor names and trademarks belong to their respective owners. Last verified September 3, 2026.

Mint is a trademark of its respective owner. Finnomia is not affiliated with Mint.

See your Canadian financial life in one place

Connect your accounts, understand your spending and build a clearer plan for what comes next.

Try Finnomia free for 30 daysSee all features

Cancel anytime. Plans are billed in Canadian dollars.