Monthly price
- Quicken Simplifi
- No monthly billing
- Finnomia
- Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month
FinnomiaQuicken Simplifi
Finnomia vs Quicken Simplifi
A Canadian alternative to Quicken Simplifi
Simplifi now supports Canadian banks and CAD. Finnomia offers a Canadian-focused alternative with Plaid and Flinks connectivity, contribution-room tools and CPP/OAS retirement scenarios.
Choose Finnomia when Canadian connectivity and registered-account planning are central. Simplifi may suit you if you prefer its Spending Plan and a streamlined cloud budgeting workflow.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
- Canadian-owned and built
- Prices in Canadian dollars
- Read-only bank connections
Compare at a glance
| Feature | Quicken Simplifi | Finnomia From $5.99 CAD/month on annual Core |
|---|---|---|
| Monthly price | No monthly billing | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | US list: US$6.99/month billed annuallyCanadian app-store price varies | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Canadian bank connections | Yes | Yes |
| Bank data aggregators | Quicken aggregation partner | Plaid and Flinks |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| Household access | Yes — one shared space | Up to 5 on Family |
Finnomia vs Quicken Simplifi at a glance
Annual price
- Quicken Simplifi
- US list: US$6.99/month billed annuallyCanadian app-store price varies
- Finnomia
- Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year
Canadian bank connections
- Quicken Simplifi
- Yes
- Finnomia
- Yes
Bank data aggregators
- Quicken Simplifi
- Quicken aggregation partner
- Finnomia
- Plaid and Flinks
Contribution-room tracking
- Quicken Simplifi
- Not documented
- Finnomia
- Yes — Advanced and Family
Household access
- Quicken Simplifi
- Yes — one shared space
- Finnomia
- Up to 5 on Family
Prices are shown in their billing currency. Annual billing is paid upfront. Monthly equivalents and temporary offers are labelled.
Updated October 14, 2026
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
Which should you choose?
Choose Quicken Simplifi if…
- You like Simplifi’s Spending Plan.
- You want an established mobile and web budgeting experience.
- Its supported institutions and single-currency approach fit your finances.
Choose Finnomia if…
- You want Canadian-focused connections using Plaid and Flinks.
- You want budgets, bills and a clear view of everyday spending.
- You want contribution-room, debt and CPP/OAS planning on Advanced or Family.
Full feature comparison
Finnomia features marked Yes are included on every plan unless a plan is named. Native apps are in internal beta; mobile web access is available now. “Not documented” means we could not confirm a feature in the sources reviewed.
| Feature | Quicken Simplifi | Finnomia |
|---|---|---|
| Plans & pricing | ||
| Available plans | Quicken Simplifi | Core, Advanced, Family |
| Monthly price | No monthly billing | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | US list: US$6.99/month billed annuallyCanadian app-store price varies | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Free tier | No | No |
| Free trial | No; 30-day money-back guarantee | 14 days; credit card required |
| Billing currency | USD web pricing; Canadian app-store billing varies | CAD |
| Connections & data | ||
| Canadian bank connections | Yes | Yes |
| Bank data aggregators | Quicken aggregation partner | Plaid and Flinks |
| Connected accounts | No published account cap | Core: up to 2; Advanced and Family: unlimited |
| Manual accounts | Yes | Yes |
| CSV import | Yes — web | Yes |
| Budgeting & everyday money | ||
| Category budgets | Yes — Spending Plan | Yes |
| Automatic categorization | Yes | Yes |
| Split transactions | Yes | Yes |
| Budget rollover | Yes — Planned Spending | Yes |
| Recurring bills and subscriptions | Yes | Yes |
| Custom alerts | Yes | Yes |
| Receipts and tags | Yes | Yes |
| CSV export | Yes | Yes — Advanced and Family |
| Goals & Canadian planning | ||
| Goals | Yes | Yes |
| Net-worth tracking | Yes | Yes — Advanced and Family |
| Investment tracking | Yes | Yes — Advanced and Family |
| Cash-flow forecasting | Yes | Yes — Advanced and Family |
| Debt payoff planner | Not documented | Yes — Advanced and Family |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| CPP/OAS retirement scenarios | Not documented | Yes — Advanced and Family |
| Household & access | ||
| Household access | Yes — one shared space | Up to 5 on Family |
| Web app | Yes | Yes |
| Native iOS app | Yes | Internal beta |
| Native Android app | Yes | Internal beta |
| Other differences | ||
| Mixed CAD and USD accounts | Support warns of possible balance discrepancies | Limited USD conversion |
Prices remain in their stated billing currency. Annual monthly equivalents require annual payment. Taxes, exchange rates and card-provider foreign-currency fees may affect the final charge. Promotional and renewal prices can differ.
Updated October 14, 2026
Finnomia plans and pricing
Choose the plan that fits your needs. All prices are in Canadian dollars.
Core
Everyday budgeting and spending.
- Monthly billing
- $8.99 CAD/month
- Annual billing
- $71.88 CAD/year
- Equivalent to $5.99/month, billed annually.
- Up to 2 connected accounts across up to 2 institutions
- Budgets, bills, transactions and standard goals
- Manual accounts and CSV import
Advanced
Everything in Core, plus financial planning.
- Monthly billing
- $14.99 CAD/month
- Annual billing
- $107.88 CAD/year
- Equivalent to $8.99/month, billed annually.
- Unlimited connected accounts
- Investments, contribution room and net worth
- Cash flow, debt and retirement planning
- Advanced goals and CSV export
Family
Everything in Advanced, together.
- Monthly billing
- $24.99 CAD/month
- Annual billing
- $179.88 CAD/year
- Equivalent to $14.99/month, billed annually.
- Up to 5 members, including the subscriber
- Separate member sign-ins
- Shared household budgets and overview
- Switch between personal and household views
Every plan includes a 14-day free trial. Credit card required. Cancel before the trial ends to avoid a charge. Taxes extra. Compare all Finnomia plan features.
What matters for a Canadian household
Simplifi should not be dismissed as US-only: its own support documentation explicitly lists Canadian bank connections and Canadian dollars. It also says it supports one currency at a time and warns about mixed-currency balances. That distinction matters more than an outdated availability claim.
Finnomia’s case is Canadian depth: Flinks alongside Plaid, subscriptions billed in CAD, contribution-room tools and CPP/OAS retirement scenarios. Simplifi and Quicken Classic are separate products; this page compares the cloud-based Simplifi app, not the Canadian desktop edition.
Canadian connectivity is a product priority
Finnomia combines Plaid with Flinks, a provider with deep Canadian financial-data expertise and relationships with Canadian institutions. Flinks gives us a connection option built around Canadian banking alongside Plaid’s broader network.
Support varies by institution and account type. Check our connection status page and try your accounts during the trial. Manual accounts and CSV imports are available on every plan.
More control over everyday money and the longer-term plan
Review transactions, correct categories, split purchases and create rules that reduce repeat work. On Family, you can assign transaction reviews to household members and keep individual transaction details private while sharing balances and spending totals.
Advanced and Family bring investments, net worth, debt payoff and cash-flow forecasts together with Canadian retirement planning. Explore CPP and OAS timing, future contributions and retirement income in today’s or future dollars. These are planning estimates, not guaranteed outcomes.
Moving from Quicken Simplifi to Finnomia
Retain your Simplifi transaction export and use Finnomia’s CSV importer for a small test first. Recreate Spending Plan settings and goals deliberately. There is no dedicated Simplifi migration wizard in Finnomia.
Why Canadians choose Finnomia
Built for Canadian financial life
Canadian institutions
Flinks adds Canadian financial-data expertise to our Plaid connectivity, giving us another route to support Canadian institutions and resolve connection issues. Check your institution and account type on our connection status page.
Canadian accounts
Track TFSA, RRSP, FHSA and RESP contribution room alongside investments and net worth on Advanced and Family.
Canadian retirement
Model retirement income and compare CPP and OAS claiming assumptions as part of a broader drawdown plan.
Canadian-dollar pricing
Know what your subscription costs without converting a US-dollar list price or paying a foreign-currency card fee.
Household finances without shared passwords
The Family plan supports up to five members with shared household budgets and a combined household view.
A Canadian social purpose
Five percent of Finnomia’s profits support Canadian charities advancing financial and economic literacy.
FAQ
Sources
- Simplifi supported countries and currencies
- Quicken cloud plan comparison
- Simplifi missing bank support
- Finnomia pricing
- Finnomia connection status
- Flinks Canadian coverage documentation
- Simplifi forecasting and custom balance alerts
- Simplifi manual accounts
- Simplifi CSV imports
- Simplifi Planned Spending rollover
- Simplifi splits, receipts and transaction controls
- Simplifi household sharing
- Simplifi Spending Plan and forecasting
Published by Finnomia. We compare public product, pricing and support documentation with Finnomia’s available features. Source names appear above. Prices, features and institution support can change. Where a feature is not established in the reviewed documentation, we say so rather than treating it as unavailable. Mint information is historical.
Quicken Simplifi is a trademark of its respective owner. Finnomia is not affiliated with Quicken Simplifi.
See your Canadian financial life in one place
Connect your accounts, understand your spending and build a clearer plan for what comes next.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.