Monthly price
- Rocket Money
- Premium typically US$7–14Premium+ US$15
- Finnomia
- Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month
FinnomiaRocket Money
Finnomia vs Rocket Money
A Canadian alternative to Rocket Money
Rocket Money’s subscription-management tools are built for US users and US banks. Finnomia is built for Canadians who want connected budgets, bills and a clearer financial plan in Canadian dollars.
Choose Finnomia for Canadian banking and planning. Rocket Money’s US subscription cancellation and bill-negotiation services serve a different need and are not Finnomia features.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
- Canadian-owned and built
- Prices in Canadian dollars
- Read-only bank connections
Compare at a glance
| Feature | Rocket Money | Finnomia From $5.99 CAD/month on annual Core |
|---|---|---|
| Monthly price | Premium typically US$7–14Premium+ US$15 | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | No fixed annual price published | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Canadian bank connections | No | Yes |
| Bank data aggregators | Plaid | Plaid and Flinks |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| Household access | Yes — Premium | Up to 5 on Family |
Finnomia vs Rocket Money at a glance
Annual price
- Rocket Money
- No fixed annual price published
- Finnomia
- Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year
Canadian bank connections
- Rocket Money
- No
- Finnomia
- Yes
Bank data aggregators
- Rocket Money
- Plaid
- Finnomia
- Plaid and Flinks
Contribution-room tracking
- Rocket Money
- Not documented
- Finnomia
- Yes — Advanced and Family
Household access
- Rocket Money
- Yes — Premium
- Finnomia
- Up to 5 on Family
Prices are shown in their billing currency. Annual billing is paid upfront. Monthly equivalents and temporary offers are labelled.
Updated October 14, 2026
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
Which should you choose?
Choose Rocket Money if…
- You live in the US and use supported US banks.
- Subscription cancellation assistance is a priority.
- You want Rocket Money’s US-focused bill-negotiation service.
Choose Finnomia if…
- You want Canadian-focused connections using Plaid and Flinks.
- You want budgets, bills and a clear view of everyday spending.
- You want contribution-room, debt and CPP/OAS planning on Advanced or Family.
Full feature comparison
Finnomia features marked Yes are included on every plan unless a plan is named. Native apps are in internal beta; mobile web access is available now. “Not documented” means we could not confirm a feature in the sources reviewed.
| Feature | Rocket Money | Finnomia |
|---|---|---|
| Plans & pricing | ||
| Available plans | Free, Premium and Premium+ | Core, Advanced, Family |
| Monthly price | Premium typically US$7–14Premium+ US$15 | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | No fixed annual price published | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Free tier | Yes | No |
| Free trial | 7 days — Premium | 14 days; credit card required |
| Billing currency | USD | CAD |
| Connections & data | ||
| Canadian bank connections | No | Yes |
| Bank data aggregators | Plaid | Plaid and Flinks |
| Connected accounts | US institutions only | Core: up to 2; Advanced and Family: unlimited |
| Manual accounts | Manual assets and debts — Premium | Yes |
| CSV import | Apple Card statements on iPhone only | Yes |
| Budgeting & everyday money | ||
| Category budgets | Yes; custom categories on Premium | Yes |
| Automatic categorization | Yes | Yes |
| Split transactions | Yes — Premium, mobile only | Yes |
| Budget rollover | Not documented | Yes |
| Recurring bills and subscriptions | Yes | Yes |
| Custom alerts | Bills and spending alerts | Yes |
| Receipts and tags | Tags — Premium; receipts not documented | Yes |
| CSV export | Yes — Premium | Yes — Advanced and Family |
| Goals & Canadian planning | ||
| Goals | Yes — Premium | Yes |
| Net-worth tracking | Yes — Premium | Yes — Advanced and Family |
| Investment tracking | Account balances | Yes — Advanced and Family |
| Cash-flow forecasting | Not documented | Yes — Advanced and Family |
| Debt payoff planner | Not documented | Yes — Advanced and Family |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| CPP/OAS retirement scenarios | Not documented | Yes — Advanced and Family |
| Household & access | ||
| Household access | Yes — Premium | Up to 5 on Family |
| Web app | Yes — Premium | Yes |
| Native iOS app | Yes | Internal beta |
| Native Android app | Yes | Internal beta |
| Other differences | ||
| Bill negotiation | US bill-negotiation service | No |
| Subscriptions | Tracking and cancellation assistance | Tracking only |
Prices remain in their stated billing currency. Annual monthly equivalents require annual payment. Taxes, exchange rates and card-provider foreign-currency fees may affect the final charge. Promotional and renewal prices can differ.
Updated October 14, 2026
Finnomia plans and pricing
Choose the plan that fits your needs. All prices are in Canadian dollars.
Core
Everyday budgeting and spending.
- Monthly billing
- $8.99 CAD/month
- Annual billing
- $71.88 CAD/year
- Equivalent to $5.99/month, billed annually.
- Up to 2 connected accounts across up to 2 institutions
- Budgets, bills, transactions and standard goals
- Manual accounts and CSV import
Advanced
Everything in Core, plus financial planning.
- Monthly billing
- $14.99 CAD/month
- Annual billing
- $107.88 CAD/year
- Equivalent to $8.99/month, billed annually.
- Unlimited connected accounts
- Investments, contribution room and net worth
- Cash flow, debt and retirement planning
- Advanced goals and CSV export
Family
Everything in Advanced, together.
- Monthly billing
- $24.99 CAD/month
- Annual billing
- $179.88 CAD/year
- Equivalent to $14.99/month, billed annually.
- Up to 5 members, including the subscriber
- Separate member sign-ins
- Shared household budgets and overview
- Switch between personal and household views
Every plan includes a 14-day free trial. Credit card required. Cancel before the trial ends to avoid a charge. Taxes extra. Compare all Finnomia plan features.
What matters for a Canadian household
The first question here is availability. Rocket Money’s help centre says it serves people located in the United States with US-based banks. A feature-rich US service is not a replacement for connecting your Canadian chequing, savings and credit accounts.
Finnomia helps you see recurring bills and subscriptions inside your budget. It does not negotiate bills, cancel subscriptions for you or move money between bank accounts. Its value is the connection between spending visibility, Canadian accounts and longer-term planning.
Canadian connectivity is a product priority
Finnomia combines Plaid with Flinks, a provider with deep Canadian financial-data expertise and relationships with Canadian institutions. Flinks gives us a connection option built around Canadian banking alongside Plaid’s broader network.
Support varies by institution and account type. Check our connection status page and try your accounts during the trial. Manual accounts and CSV imports are available on every plan.
More control over everyday money and the longer-term plan
Review transactions, correct categories, split purchases and create rules that reduce repeat work. On Family, you can assign transaction reviews to household members and keep individual transaction details private while sharing balances and spending totals.
Advanced and Family bring investments, net worth, debt payoff and cash-flow forecasts together with Canadian retirement planning. Explore CPP and OAS timing, future contributions and retirement income in today’s or future dollars. These are planning estimates, not guaranteed outcomes.
Moving from Rocket Money to Finnomia
If you are moving to Canada, retain any transaction exports you can obtain from your existing tools. Begin with supported Canadian connections or manual accounts in Finnomia. There is no dedicated Rocket Money importer.
Why Canadians choose Finnomia
Built for Canadian financial life
Canadian institutions
Flinks adds Canadian financial-data expertise to our Plaid connectivity, giving us another route to support Canadian institutions and resolve connection issues. Check your institution and account type on our connection status page.
Canadian accounts
Track TFSA, RRSP, FHSA and RESP contribution room alongside investments and net worth on Advanced and Family.
Canadian retirement
Model retirement income and compare CPP and OAS claiming assumptions as part of a broader drawdown plan.
Canadian-dollar pricing
Know what your subscription costs without converting a US-dollar list price or paying a foreign-currency card fee.
Household finances without shared passwords
The Family plan supports up to five members with shared household budgets and a combined household view.
A Canadian social purpose
Five percent of Finnomia’s profits support Canadian charities advancing financial and economic literacy.
FAQ
Sources
- Rocket Money international availability
- Rocket Money product features
- Rocket Money bank provider and manual net worth
- Finnomia pricing
- Finnomia connection status
- Flinks Canadian coverage documentation
- Rocket Money Free, Premium and Premium+ pricing
- Rocket Money Premium+ membership
- Rocket Money Premium features
- Rocket Money CSV export
- Rocket Money Apple Card statement import
- Rocket Money split transactions
Published by Finnomia. We compare public product, pricing and support documentation with Finnomia’s available features. Source names appear above. Prices, features and institution support can change. Where a feature is not established in the reviewed documentation, we say so rather than treating it as unavailable. Mint information is historical.
Rocket Money is a trademark of its respective owner. Finnomia is not affiliated with Rocket Money.
See your Canadian financial life in one place
Connect your accounts, understand your spending and build a clearer plan for what comes next.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.