Monthly price
- PocketSmith
- Foundation US$14.95Flourish US$24.95Fortune US$39.95
- Finnomia
- Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month
FinnomiaPocketSmith
Finnomia vs PocketSmith
A Canadian alternative to PocketSmith
PocketSmith is built for flexible forecasting across currencies and countries. Finnomia focuses on Canadian connectivity, CAD subscriptions and a direct path from daily budgeting to Canadian retirement planning.
Choose Finnomia for a Canadian-focused budget and planning workspace. PocketSmith is compelling for international finances, highly flexible forecasts and a calendar-led approach.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
- Canadian-owned and built
- Prices in Canadian dollars
- Read-only bank connections
Compare at a glance
| Feature | PocketSmith | Finnomia From $5.99 CAD/month on annual Core |
|---|---|---|
| Monthly price | Foundation US$14.95Flourish US$24.95Fortune US$39.95 | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | Foundation US$119.95Flourish US$199.95Fortune US$319.95 | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Canadian bank connections | Yes; bank-specific availability | Yes |
| Bank data aggregators | Plaid and Yodlee in Canada | Plaid and Flinks |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| Household access | Yes — collaborator access | Up to 5 on Family |
Finnomia vs PocketSmith at a glance
Annual price
- PocketSmith
- Foundation US$119.95Flourish US$199.95Fortune US$319.95
- Finnomia
- Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year
Canadian bank connections
- PocketSmith
- Yes; bank-specific availability
- Finnomia
- Yes
Bank data aggregators
- PocketSmith
- Plaid and Yodlee in Canada
- Finnomia
- Plaid and Flinks
Contribution-room tracking
- PocketSmith
- Not documented
- Finnomia
- Yes — Advanced and Family
Household access
- PocketSmith
- Yes — collaborator access
- Finnomia
- Up to 5 on Family
Prices are shown in their billing currency. Annual billing is paid upfront. Monthly equivalents and temporary offers are labelled.
Updated October 14, 2026
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
Which should you choose?
Choose PocketSmith if…
- You manage several currencies or countries.
- Long-range calendar forecasting is your priority.
- You want PocketSmith’s flexible accounts and scenario tools.
Choose Finnomia if…
- You want Canadian-focused connections using Plaid and Flinks.
- You want budgets, bills and a clear view of everyday spending.
- You want contribution-room, debt and CPP/OAS planning on Advanced or Family.
Full feature comparison
Finnomia features marked Yes are included on every plan unless a plan is named. Native apps are in internal beta; mobile web access is available now. “Not documented” means we could not confirm a feature in the sources reviewed.
| Feature | PocketSmith | Finnomia |
|---|---|---|
| Plans & pricing | ||
| Available plans | Free, Foundation, Flourish and Fortune | Core, Advanced, Family |
| Monthly price | Foundation US$14.95Flourish US$24.95Fortune US$39.95 | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | Foundation US$119.95Flourish US$199.95Fortune US$319.95 | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Free tier | Yes | No |
| Free trial | No; 14-day money-back guarantee on paid plans | 14 days; credit card required |
| Billing currency | USD for Canadian customers | CAD |
| Connections & data | ||
| Canadian bank connections | Yes; bank-specific availability | Yes |
| Bank data aggregators | Plaid and Yodlee in Canada | Plaid and Flinks |
| Connected accounts | Foundation: six banks; Flourish: 18; Fortune: unlimited | Core: up to 2; Advanced and Family: unlimited |
| Manual accounts | Yes | Yes |
| CSV import | Yes | Yes |
| Budgeting & everyday money | ||
| Category budgets | Yes | Yes |
| Automatic categorization | Yes | Yes |
| Split transactions | Yes | Yes |
| Budget rollover | Yes | Yes |
| Recurring bills and subscriptions | Yes | Yes |
| Custom alerts | Not documented | Yes |
| Receipts and tags | Yes | Yes |
| CSV export | Yes | Yes — Advanced and Family |
| Goals & Canadian planning | ||
| Goals | Not documented | Yes |
| Net-worth tracking | Yes | Yes — Advanced and Family |
| Investment tracking | Portfolio balances; Sharesight integration | Yes — Advanced and Family |
| Cash-flow forecasting | Yes | Yes — Advanced and Family |
| Debt payoff planner | Not documented | Yes — Advanced and Family |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| CPP/OAS retirement scenarios | Not documented | Yes — Advanced and Family |
| Household & access | ||
| Household access | Yes — collaborator access | Up to 5 on Family |
| Web app | Yes | Yes |
| Native iOS app | Yes | Internal beta |
| Native Android app | Yes | Internal beta |
| Other differences | ||
| Forecast horizon | Up to 60 years on Fortune | Based on your planning assumptions |
| Multicurrency | Core strength across international accounts | CAD with limited USD conversion |
Prices remain in their stated billing currency. Annual monthly equivalents require annual payment. Taxes, exchange rates and card-provider foreign-currency fees may affect the final charge. Promotional and renewal prices can differ.
Updated October 14, 2026
Finnomia plans and pricing
Choose the plan that fits your needs. All prices are in Canadian dollars.
Core
Everyday budgeting and spending.
- Monthly billing
- $8.99 CAD/month
- Annual billing
- $71.88 CAD/year
- Equivalent to $5.99/month, billed annually.
- Up to 2 connected accounts across up to 2 institutions
- Budgets, bills, transactions and standard goals
- Manual accounts and CSV import
Advanced
Everything in Core, plus financial planning.
- Monthly billing
- $14.99 CAD/month
- Annual billing
- $107.88 CAD/year
- Equivalent to $8.99/month, billed annually.
- Unlimited connected accounts
- Investments, contribution room and net worth
- Cash flow, debt and retirement planning
- Advanced goals and CSV export
Family
Everything in Advanced, together.
- Monthly billing
- $24.99 CAD/month
- Annual billing
- $179.88 CAD/year
- Equivalent to $14.99/month, billed annually.
- Up to 5 members, including the subscriber
- Separate member sign-ins
- Shared household budgets and overview
- Switch between personal and household views
Every plan includes a 14-day free trial. Credit card required. Cancel before the trial ends to avoid a charge. Taxes extra. Compare all Finnomia plan features.
What matters for a Canadian household
PocketSmith’s forecast depth is an advantage, especially for people modelling long-term scenarios across multiple currencies. Finnomia is a better fit when you want Canadian account and retirement assumptions close to your everyday spending rather than building every scenario from scratch.
Finnomia prices its plans in Canadian dollars. Compare the full annual charge and the features you need rather than treating a USD monthly equivalent as a Canadian-dollar price. Taxes and card-provider currency fees can change what a foreign-currency subscription costs.
Canadian connectivity is a product priority
Finnomia combines Plaid with Flinks, a provider with deep Canadian financial-data expertise and relationships with Canadian institutions. Flinks gives us a connection option built around Canadian banking alongside Plaid’s broader network.
Support varies by institution and account type. Check our connection status page and try your accounts during the trial. Manual accounts and CSV imports are available on every plan.
More control over everyday money and the longer-term plan
Review transactions, correct categories, split purchases and create rules that reduce repeat work. On Family, you can assign transaction reviews to household members and keep individual transaction details private while sharing balances and spending totals.
Advanced and Family bring investments, net worth, debt payoff and cash-flow forecasts together with Canadian retirement planning. Explore CPP and OAS timing, future contributions and retirement income in today’s or future dollars. These are planning estimates, not guaranteed outcomes.
Moving from PocketSmith to Finnomia
Export the transaction history you need and keep the original files. Import a small sample into Finnomia and reconcile totals before importing the rest. Calendar budgets, scenarios and exchange-rate history should be reviewed separately rather than assumed to transfer.
Why Canadians choose Finnomia
Built for Canadian financial life
Canadian institutions
Flinks adds Canadian financial-data expertise to our Plaid connectivity, giving us another route to support Canadian institutions and resolve connection issues. Check your institution and account type on our connection status page.
Canadian accounts
Track TFSA, RRSP, FHSA and RESP contribution room alongside investments and net worth on Advanced and Family.
Canadian retirement
Model retirement income and compare CPP and OAS claiming assumptions as part of a broader drawdown plan.
Canadian-dollar pricing
Know what your subscription costs without converting a US-dollar list price or paying a foreign-currency card fee.
Household finances without shared passwords
The Family plan supports up to five members with shared household budgets and a combined household view.
A Canadian social purpose
Five percent of Finnomia’s profits support Canadian charities advancing financial and economic literacy.
FAQ
Sources
- PocketSmith plans
- PocketSmith product features
- Finnomia pricing
- Finnomia connection status
- Flinks Canadian coverage documentation
- PocketSmith Foundation subscription pricing
- PocketSmith Flourish subscription pricing
- PocketSmith Fortune subscription pricing
- PocketSmith subscription billing currencies
- PocketSmith Canadian data providers and coverage
- PocketSmith portfolio balance integration
Published by Finnomia. We compare public product, pricing and support documentation with Finnomia’s available features. Source names appear above. Prices, features and institution support can change. Where a feature is not established in the reviewed documentation, we say so rather than treating it as unavailable. Mint information is historical.
PocketSmith is a trademark of its respective owner. Finnomia is not affiliated with PocketSmith.
See your Canadian financial life in one place
Connect your accounts, understand your spending and build a clearer plan for what comes next.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.