Monthly price
- Empower Personal Dashboard
- Free
- Finnomia
- Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month
FinnomiaEmpower Personal Dashboard
Finnomia vs Empower Personal Dashboard
A Canadian alternative to Empower Personal Dashboard
Empower Personal Dashboard combines free wealth-tracking tools with a US financial-services ecosystem. Finnomia is a Canadian-focused subscription app for connected budgets, registered accounts and retirement scenarios.
Choose Finnomia for a Canadian financial workflow with CAD pricing and Plaid plus Flinks connections. Empower’s free dashboard may fit US-focused investment tracking and retirement analysis.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
- Canadian-owned and built
- Prices in Canadian dollars
- Read-only bank connections
Compare at a glance
| Feature | Empower Personal Dashboard | Finnomia From $5.99 CAD/month on annual Core |
|---|---|---|
| Monthly price | Free | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | Free | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Canadian bank connections | Not documented | Yes |
| Bank data aggregators | Not documented | Plaid and Flinks |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| Household access | Not documented | Up to 5 on Family |
Finnomia vs Empower Personal Dashboard at a glance
Annual price
- Empower Personal Dashboard
- Free
- Finnomia
- Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year
Canadian bank connections
- Empower Personal Dashboard
- Not documented
- Finnomia
- Yes
Bank data aggregators
- Empower Personal Dashboard
- Not documented
- Finnomia
- Plaid and Flinks
Contribution-room tracking
- Empower Personal Dashboard
- Not documented
- Finnomia
- Yes — Advanced and Family
Household access
- Empower Personal Dashboard
- Not documented
- Finnomia
- Up to 5 on Family
Prices are shown in their billing currency. Annual billing is paid upfront. Monthly equivalents and temporary offers are labelled.
Updated October 14, 2026
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.
Which should you choose?
Choose Empower Personal Dashboard if…
- Your finances and retirement assumptions are US-focused.
- You prioritize a free investment and net-worth dashboard.
- You want tools connected to Empower’s broader advisory ecosystem.
Choose Finnomia if…
- You want Canadian-focused connections using Plaid and Flinks.
- You want budgets, bills and a clear view of everyday spending.
- You want contribution-room, debt and CPP/OAS planning on Advanced or Family.
Full feature comparison
Finnomia features marked Yes are included on every plan unless a plan is named. Native apps are in internal beta; mobile web access is available now. “Not documented” means we could not confirm a feature in the sources reviewed.
| Feature | Empower Personal Dashboard | Finnomia |
|---|---|---|
| Plans & pricing | ||
| Available plans | Free Personal Dashboard; advisory services separate | Core, Advanced, Family |
| Monthly price | Free | Core $8.99 CAD/monthAdvanced $14.99 CAD/monthFamily $24.99 CAD/month |
| Annual price | Free | Core $71.88 CAD/yearAdvanced $107.88 CAD/yearFamily $179.88 CAD/year |
| Free tier | Yes | No |
| Free trial | Not needed; dashboard is free | 14 days; credit card required |
| Billing currency | Not applicable to the free dashboard | CAD |
| Connections & data | ||
| Canadian bank connections | Not documented | Yes |
| Bank data aggregators | Not documented | Plaid and Flinks |
| Connected accounts | Supported institutions; coverage varies | Core: up to 2; Advanced and Family: unlimited |
| Manual accounts | Yes | Yes |
| CSV import | Not documented | Yes |
| Budgeting & everyday money | ||
| Category budgets | Overall spending target | Yes |
| Automatic categorization | Yes | Yes |
| Split transactions | Yes | Yes |
| Budget rollover | Not documented | Yes |
| Recurring bills and subscriptions | Not documented | Yes |
| Custom alerts | Not documented | Yes |
| Receipts and tags | Not documented | Yes |
| CSV export | Yes | Yes — Advanced and Family |
| Goals & Canadian planning | ||
| Goals | Savings Planner | Yes |
| Net-worth tracking | Yes | Yes — Advanced and Family |
| Investment tracking | Yes | Yes — Advanced and Family |
| Cash-flow forecasting | Not documented | Yes — Advanced and Family |
| Debt payoff planner | Debt Paydown tool | Yes — Advanced and Family |
| Contribution-room tracking | Not documented | Yes — Advanced and Family |
| CPP/OAS retirement scenarios | Not documented | Yes — Advanced and Family |
| Household & access | ||
| Household access | Not documented | Up to 5 on Family |
| Web app | Yes | Yes |
| Native iOS app | Yes | Internal beta |
| Native Android app | Yes | Internal beta |
| Other differences | ||
| Advisory services | Separate from free dashboard | No |
| Investment fee tools | Fee analysis tools | No |
Prices remain in their stated billing currency. Annual monthly equivalents require annual payment. Taxes, exchange rates and card-provider foreign-currency fees may affect the final charge. Promotional and renewal prices can differ.
Updated October 14, 2026
Finnomia plans and pricing
Choose the plan that fits your needs. All prices are in Canadian dollars.
Core
Everyday budgeting and spending.
- Monthly billing
- $8.99 CAD/month
- Annual billing
- $71.88 CAD/year
- Equivalent to $5.99/month, billed annually.
- Up to 2 connected accounts across up to 2 institutions
- Budgets, bills, transactions and standard goals
- Manual accounts and CSV import
Advanced
Everything in Core, plus financial planning.
- Monthly billing
- $14.99 CAD/month
- Annual billing
- $107.88 CAD/year
- Equivalent to $8.99/month, billed annually.
- Unlimited connected accounts
- Investments, contribution room and net worth
- Cash flow, debt and retirement planning
- Advanced goals and CSV export
Family
Everything in Advanced, together.
- Monthly billing
- $24.99 CAD/month
- Annual billing
- $179.88 CAD/year
- Equivalent to $14.99/month, billed annually.
- Up to 5 members, including the subscriber
- Separate member sign-ins
- Shared household budgets and overview
- Switch between personal and household views
Every plan includes a 14-day free trial. Credit card required. Cancel before the trial ends to avoid a charge. Taxes extra. Compare all Finnomia plan features.
What matters for a Canadian household
This comparison concerns Empower Personal Dashboard, formerly Personal Capital. It does not compare workplace retirement administration or other products that share the Empower name. The dashboard’s free tools and its paid advisory services should also be evaluated separately.
A Canadian household needs more than a retirement chart. Finnomia combines Canadian institution connections with contribution-room tracking and CPP/OAS assumptions. We have not established Canadian bank coverage for Empower from the documentation reviewed, so we do not treat its account-linking capability as proof of Canadian support.
Canadian connectivity is a product priority
Finnomia combines Plaid with Flinks, a provider with deep Canadian financial-data expertise and relationships with Canadian institutions. Flinks gives us a connection option built around Canadian banking alongside Plaid’s broader network.
Support varies by institution and account type. Check our connection status page and try your accounts during the trial. Manual accounts and CSV imports are available on every plan.
More control over everyday money and the longer-term plan
Review transactions, correct categories, split purchases and create rules that reduce repeat work. On Family, you can assign transaction reviews to household members and keep individual transaction details private while sharing balances and spending totals.
Advanced and Family bring investments, net worth, debt payoff and cash-flow forecasts together with Canadian retirement planning. Explore CPP and OAS timing, future contributions and retirement income in today’s or future dollars. These are planning estimates, not guaranteed outcomes.
Moving from Empower Personal Dashboard to Finnomia
Keep any transaction and investment reports you export from Empower. Finnomia imports transaction CSVs, not advisory portfolios, retirement plans or tax-lot records. Test supported Canadian connections before moving your day-to-day routine.
Why Canadians choose Finnomia
Built for Canadian financial life
Canadian institutions
Flinks adds Canadian financial-data expertise to our Plaid connectivity, giving us another route to support Canadian institutions and resolve connection issues. Check your institution and account type on our connection status page.
Canadian accounts
Track TFSA, RRSP, FHSA and RESP contribution room alongside investments and net worth on Advanced and Family.
Canadian retirement
Model retirement income and compare CPP and OAS claiming assumptions as part of a broader drawdown plan.
Canadian-dollar pricing
Know what your subscription costs without converting a US-dollar list price or paying a foreign-currency card fee.
Household finances without shared passwords
The Family plan supports up to five members with shared household budgets and a combined household view.
A Canadian social purpose
Five percent of Finnomia’s profits support Canadian charities advancing financial and economic literacy.
FAQ
Sources
- Empower financial tools
- Empower account linking
- Empower Personal Cash eligibility
- Finnomia pricing
- Finnomia connection status
- Flinks Canadian coverage documentation
- Empower CSV export
- Empower transaction rules and split transactions
Published by Finnomia. We compare public product, pricing and support documentation with Finnomia’s available features. Source names appear above. Prices, features and institution support can change. Where a feature is not established in the reviewed documentation, we say so rather than treating it as unavailable. Mint information is historical.
Empower Personal Dashboard is a trademark of its respective owner. Finnomia is not affiliated with Empower Personal Dashboard.
See your Canadian financial life in one place
Connect your accounts, understand your spending and build a clearer plan for what comes next.
Credit card required. Cancel before the 14-day trial ends to avoid a charge. Plans are billed in Canadian dollars; taxes extra.